Terms of Use
By using Ground Figures, you agree to the following terms. Please read them before using the site.
Educational use only
Ground Figures provides calculators and articles for general educational purposes. Nothing on this site constitutes financial, tax, legal, or lending advice, and using our tools does not create any advisory relationship between you and Ground Figures. Always consult a licensed mortgage professional, financial advisor, or tax professional before making financial decisions.
No guarantee of accuracy
Calculators on this site use standard published formulas and reasonable assumptions, which are stated on each page. Actual loan terms, rates, taxes, insurance, and closing costs vary by lender, location, and individual circumstances, and will differ from any estimate shown here. We make reasonable efforts to keep figures and factual claims current and accurate, but we do not warrant that any content on this site is complete, current, or error-free.
Third-party links and affiliate relationships
This site may contain links to third-party websites, including affiliate links to lenders or financial service providers. We may earn a commission if you use these links, at no additional cost to you — see our sitewide affiliate disclosure in the footer of every page. We don't control third-party sites and aren't responsible for their content, accuracy, or practices.
Limitation of liability
Ground Figures, its author, and contributors are not liable for any financial decisions made based on information or calculations from this site, or for any damages arising from use of this site. The site is provided "as is" without warranties of any kind.
Intellectual property
The content, design, and calculators on this site are the property of Ground Figures. You're welcome to link to our pages; please don't reproduce our articles or calculator tools elsewhere without permission.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Contact
Questions about these terms? Get in touch.
Last updated: August 2026